Cash Flow + Construction Financing Model
Model your monthly draw schedule and calculate the true all-in project cost including construction loan interest — the cost most early budgets leave blank.
| Mo | Draw | Cum. Drawn | Monthly Interest | Cum. Interest | Balance |
|---|---|---|---|---|---|
| 1 | $14,150 | $14,150 | $83 | $83 | $14,232 |
| 2 | $11,195 | $25,345 | $148 | $231 | $25,576 |
| 3 | $19,862 | $45,208 | $265 | $496 | $45,703 |
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Interest calculated monthly on the outstanding drawn balance (compound). LTC ratio applies to hard construction costs only — soft costs, DCs, and land are assumed equity-funded. Draw schedules are approximations; actual construction draws depend on milestones and lender approval. LandVault estimates are for planning purposes only and do not constitute professional financial advice.